What AARP Doesn’t Tell You About Identity Theft

Identity theft is the fastest growing crime in the U.S. Seniors are especially vulnerable.

Here are some things to do to prevent yourself from being a victim:

  • Get a locking mail box that meets USPS standards.
  • Put a “fraud alert” on your credit by contacting any of the three major credit reporting agencies (Experian, Transunion, Equifax).  This is free to you and lasts 7 years. It will prevent anyone but you from using your credit.
  • Install a router or have one installed on your home network.
  • Check your credit report every six months for unauthorized activity.
  • You can get a free credit report once a year from any of the three major credit reporting agencies.
  • Use passwords on your computer with at least 8 characters and mix in symbols and numbers.  Better yet, use a password manager.
  • Don’t do on-line banking on your mobile phone.
  • Contact me to do a background investigation on people who are coming into your home such as caregivers.