In this blog post, I will show how to detect a scam.
If you receive an e-mail asking for any personal information, such as an account number, Social Security number, or date of birth, do not respond or provide your personal information. These are examples of criminals trying to commit identity theft and/or gain access to your financial accounts to steal from you.
If you receive an e-mail from what appears to be a legitimate financial institution like Wells Fargo Bank or Bank America, asking you to confirm your account number or Social Security Number, do not respond, as this is a scam.
If you receive an e-mail from a supposed charity, asking for money, or telling you that if you send them money, they will send you more money do not respond, as this is a scam.
If you receive a pre-recorded call from someone saying that they are from the IRS and you owe money for back taxes, this is a scam. The IRS will not call you. They will write you a letter.
If you receive a pre-recorded call from someone saying that you owe money, do not give them any personal information. This is most likely a scam.
If someone comes to your door, at your home, and tries to get you to give them money for a charity, be very careful to determine that they are legitimately from the charity and not scammers trying to steal your money.
If you receive any unsolicited calls or e-mails asking for personal information from you, do not provide your personal information. This is most likely a scam. Your bank or other legitimate financial institutions will not call you or email you asking for your personal information unless you initiated contact with them first.
If presented with any of these situations and are unsure, contact me before you make a move and I can help you.